You're Working Hard... But Is Your Money Working Hard Too?

🎙️ You’re Working Hard… But Is Your Money Working Hard Too?

Working hard is something to be proud of. Long hours, dedication, and providing for your family are all important. But here’s the question that can change your financial future:

Is your money working as hard as you are?

Too many people spend decades working for money without ever learning how to make their money work for them. They earn a paycheck, pay bills, and repeat the cycle month after month, yet they never feel like they’re getting ahead.https://stan.store/anwulianim/p/book-a-11-call-with-me-18gfvauz

In this eye-opening episode of the PJ3GLOBAL Coaching Podcast, hosted by Anwuli Anim, we uncover the difference between earning an income and building lasting wealth. Through practical financial education and relatable real-life stories, you’ll learn why working harder isn’t always the answer and how creating a smart financial strategy can help you achieve greater security and financial freedom.

This episode will help you shift your mindset from simply surviving financially to intentionally building wealth that continues to grow long after you’ve earned your paycheck.

🎯 In This Episode, You’ll Discover:

✅ Why a paycheck alone won’t create long-term wealth

✅ The difference between active income and building assets

✅ How to make your money grow instead of simply spending it

✅ Why financial protection is just as important as investing

✅ How life insurance and Indexed Universal Life (IUL) can fit into a long-term financial strategy
✅ Practical steps to help your money work for you while protecting your family’s future

At PJ3GLOBAL, we believe financial freedom isn’t about working harder forever. It’s about making intentional financial decisions that allow your money to grow, protect your family, and create opportunities for future generations.

Hosted by Anwuli Anim, this episode delivers practical financial education, wealth-building strategies, and financial protection insights designed to help individuals and families build lasting financial confidence.
Because true financial success isn’t measured only by how hard you work. It’s measured by how wisely your money works on your behalf.

🎯 If today’s episode challenged the way you think about money, connect with Anwuli Anim and the PJ3GLOBAL team.

We’ll help you create a personalized financial strategy that protects your family, grows your wealth, and helps your money work as hard as you do.

Subscribe, share, and follow the PJ3GLOBAL Coaching Podcast for more conversations on financial literacy, wealth building, financial protection, retirement planning, life insurance, family, finances, and generational wealth.

At PJ3GLOBAL, we believe your income creates opportunities, but your financial strategy creates lasting wealth. Start building a future where your money works for you, not just because of you.

https://stan.store/anwulianim/p/book-a-11-call-with-me-18gfvauz

Transcript

SPEAKER_01 0:00

You know, usually when we think about the concept of hard work, there's this um this expectation of a direct, almost mathematical correlation.

SPEAKER_00 0:10

Aaron Powell Right. Like physics.

SPEAKER_01 0:11

Yeah, exactly. Like physics. You apply a certain amount of force, you get a certain amount of distance in life, you wake up early, you put in the long hours, collect your paycheck, and pay your bills.

SPEAKER_00 0:19

You do the right things.

SPEAKER_01 0:21

Right. You do the right things. You might even finally get that promotion you've been pushing for. And the basic expectation is that your financial security will just, you know, naturally increase in lockstep with your effort.

SPEAKER_00 0:34

It's supposed to be a straight line. I mean, effort goes in, wealth comes out.

SPEAKER_01 0:37

Exactly. It's clean, it's comforting. We like to believe that if we just pedal a little harder, we'll eventually reach the destination.

SPEAKER_00 0:44

Yeah, but reality is usually a bit different.

SPEAKER_01 0:46

Oh, totally. Because then you actually look at your bank account or you project out to your future, and suddenly that simple math equation is just broken.

SPEAKER_00 0:56

Yeah.

SPEAKER_01 0:56

You're working harder than ever, but somehow you just never actually feel like you're getting ahead financially.

SPEAKER_00 1:01

The finish line just keeps moving further away.

SPEAKER_01 1:04

Yes. It really does.

SPEAKER_00 1:06

It's the absolute definition of a financial treadmill. You know, you're sweating, you're exhausted, you're putting in max effort, but the scenery around you hasn't changed one bit.

SPEAKER_01 1:15

Okay, let's unpack this. Because today, for this deep dive, we're pulling from a really fascinating set of sources. We've got notes, insights, and structural philosophies from a financial literacy and coaching brand called PJ3G Lobal.

SPEAKER_00 1:28

Founded by Anwuli Anim.

SPEAKER_01 1:30

Yeah. Founded by Anwuli Anim. And the mission of our deep dive today is to explore a critical, like life-altering distinction. And that's the difference between working for your money and having your money actually work for you.

SPEAKER_00 1:45

It's such a vital distinction to make, and I think it validates a very real frustration that uh so many of you listening right now probably feel.

SPEAKER_01 1:51

Oh, for sure.

SPEAKER_00 1:52

The modern work cycle can be incredibly draining, and if you feel stuck, it's not necessarily because you aren't working hard enough, it's because you might be missing the underlying system.

SPEAKER_01 2:01

Right, the mechanics behind it.

SPEAKER_00 2:03

Exactly. True financial freedom isn't about grinding forever. It's about building a system that continues to work and generate security, even when you're resting or spending time with your family, or eventually retiring.

SPEAKER_01 2:16

So to figure out how to build that system, we first have to diagnose why the current system, the one most of us are just operating in by default, is keeping us stuck.

SPEAKER_00 2:27

We have to look at what PJ3G Lobel calls the paycheck trap.

SPEAKER_01 2:31

Yeah, the paycheck trap. At its core, the traditional cycle is pretty simple. You work, you get paid, you pay your bills, the month ends, and you start completely over.

SPEAKER_00 2:41

And this is where we have to look at the mechanics of why people stay trapped in that cycle, even when their circumstances seemingly improve.

SPEAKER_01 2:48

Because logically, you'd think getting a better job would fix it.

SPEAKER_00 2:50

Right. You'd think a significant raise would just pull you right out of the trap. But for a lot of people, the data shows it absolutely doesn't.

SPEAKER_01 2:57

I hear that, but I want to challenge this idea of the paycheck trap for a second.

SPEAKER_00 3:01

Okay, let's hear it.

SPEAKER_01 3:02

Because for a lot of people listening right now, expenses rising isn't some frivolous lifestyle inflation, you know, where they're buying luxury goods. It's just actual economic inflation. Trevor Burrus, Jr.

SPEAKER_00 3:12

Oh, absolutely. Groceries cost more.

SPEAKER_01 3:14

Exactly. Rent costs more, getting to work costs more. So how does Anne Wooley Anim and the PJ 3G Lotal material differentiate between someone just trying to survive a brutal economy and someone who's actually making structural financial mistakes?

SPEAKER_00 3:29

Aaron Powell That's a really crucial distinction. Economic inflation is a macroeconomic reality, right? It chips away at everyone's purchasing power. And PJ3G Lobal acknowledges that. Okay. But the paycheck trap they're warning about is structural. It's about relying entirely on what we call active income money that stops the very second you stop working.

SPEAKER_01 3:49

Ah, gotcha.

SPEAKER_00 3:50

When you only have active income, you are highly vulnerable to that economic inflation. But the wealth killer they focus on is when people finally do get a surplus.

SPEAKER_01 3:57

Like a raise or a bonus.

SPEAKER_00 3:59

Yeah. A raise, a new job. And instead of deploying that surplus into a system that generates passive income, they immediately upgrade their baseline lifestyle to consume the new cash flow.

SPEAKER_01 4:11

It's like trying to fill a bathtub with the drain completely open.

SPEAKER_00 4:14

That's a great way to look at it.

SPEAKER_01 4:15

You can turn the faucet on full blast, which is getting a big raise, and the water level might rise for a second. But the second you turn that faucet off, the tub just empties out again.

SPEAKER_00 4:25

You're processing more water, but you aren't retaining any of it. What's fascinating here is how a lack of foundational financial education keeps people entirely focused on that faucet.

SPEAKER_01 4:36

They just think they need more water.

SPEAKER_00 4:38

Exactly. They're never taught how to plug the drain or build a reservoir outside of their nine to five. They think the solution to their financial stress is always exclusively, I just need to earn a higher salary.

SPEAKER_01 4:49

If your structural expenses always rise to meet your new income, you're never actually capturing any wealth.

SPEAKER_00 4:55

No, you're just a middleman for your own paycheck.

SPEAKER_01 4:57

Wow. A middleman for your own paycheck. Yeah. You're catching the money and handing it straight to someone else.

SPEAKER_00 5:02

You're just a processing center. And acknowledging that is the necessary first step to changing your personal finance trajectory.

SPEAKER_01 5:10

You have to recognize that earning a high income is not the same thing as achieving long-term financial security.

SPEAKER_00 5:17

Not at all.

SPEAKER_01 5:18

To really cement this, the sources provide a brilliant contrasting set of examples. It's a tale of two earners. Let's look at the first one, a guy named Michael.

SPEAKER_00 5:26

Okay, the classic hardworking professional.

SPEAKER_01 5:29

Right. Michael is the quintessential hardworking guy. Let's put some numbers to it based on the concepts and the material. Let's say Michael earns a great salary, maybe $180,000 a year.

SPEAKER_00 5:40

That's a solid income.

SPEAKER_01 5:42

Definitely. He's always working overtime, rarely takes vacations. From the outside looking in, he drives the nice truck, lives in the big house. Everybody assumes Michael is highly successful and totally financially secure.

SPEAKER_00 5:54

I mean, he's doing everything society told him to do, right? Put your head down, grind, and show the visible markers of success.

SPEAKER_01 6:00

Right. But let's look at the mechanics of Michael's financial life. Because he doesn't have a system, his lifestyle scaled perfectly with his income.

SPEAKER_00 6:08

The backtub drain is wide open.

SPEAKER_01 6:10

Exactly. He got a raise, he bought a $70,000 truck on a high-interest loan, he got a bonus, he took an expensive vacation on credit.

SPEAKER_00 6:18

And after 20 years of this relentless schedule.

SPEAKER_01 6:21

The reality is incredibly bleak. After 20 years, Michael has very little savings. He has zero investments, no financial protection, and absolutely no retirement strategy.

SPEAKER_00 6:33

Wait, really? Nothing.

SPEAKER_01 6:34

Almost nothing.

SPEAKER_00 6:35

Because Michael earned perhaps over three million dollars in that 20-year span, but he kept none of it.

SPEAKER_01 6:41

That's insane to think about.

SPEAKER_00 6:43

His money never learned to work for him. He worked incredibly hard for his money. But the money itself was entirely lazy, just sat there for a minute before being spent to maintain his illusion of success.

SPEAKER_01 6:53

It's wild. You can run millions of dollars through your own bank account over a couple of decades and end up with a net worth of practically zero.

SPEAKER_00 7:00

It speaks to the illusion of busyness equaling progress.

SPEAKER_01 7:04

Yeah, we equate being exhausted with being productive.

SPEAKER_00 7:07

That's precisely the danger. Michael was so focused on the active earning part of the equation that he completely ignored the money management part.

SPEAKER_01 7:15

He had no systems to capture the wealth.

SPEAKER_00 7:17

And without systems, high income just slips right through your fingers.

SPEAKER_01 7:21

Which brings us to the second story, Sarah. Sarah is a teacher. She earns a very average income, let's say around $65,000 a year.

SPEAKER_00 7:30

So a fraction of what Michael was making.

SPEAKER_01 7:33

Right. By no metric is she considered rich. But her approach is fundamentally different. Over the course of 15 to 20 years, she does a few specific things with ruthless consistency.

SPEAKER_00 7:45

The consistency is key.

SPEAKER_01 7:46

She saves, she builds an emergency fund, and most importantly, she automatically invests a set amount, say $400 a month, no matter what.

SPEAKER_00 7:55

And this is where we have to look at the math because the result of that consistency is profound. Sarah didn't have the sheer earning power that Michael had, but she understood the mechanics of compound growth.

SPEAKER_01 8:05

She made the money work.

SPEAKER_00 8:06

By putting that $400 a month into a compounding vehicle, she wasn't just hoarding cash under a mattress. Her money was earning its own money.

SPEAKER_01 8:16

Let's actually run that math because this is the aha moment.

SPEAKER_00 8:19

Let's hear it.

SPEAKER_01 8:20

If Sarah puts away just $400 a month for 20 years and it grows at an average historical market rate of, say, eight percent, she only actually contributed less than $100,000 out of her own pocket.

SPEAKER_00 8:33

Right. Over the whole 20 years.

SPEAKER_01 8:34

Yeah. But because of compound interest, that account is suddenly worth close to a quarter of a million dollars.

SPEAKER_00 8:40

Exactly. After those 20 years, Sarah isn't just earning her teacher's salary anymore. Her money is generating its own salary. Oh wow. Yeah. It's creating new opportunities for her. That is what we mean by having your money work for you. Her assets are generating future flexibility, totally independent of the daily hours she spends in the classroom.

SPEAKER_01 9:00

It proves that sheer income level does not equal wealth. Smart, automated money habits equal wealth.

SPEAKER_00 9:07

Precisely. Sarah understood that passive income creates time freedom. And she built a system that functioned on autopilot.

SPEAKER_01 9:15

Okay, so Sarah clearly wins the long game with consistency. But let's think critically about this for a second.

SPEAKER_00 9:22

Sure.

SPEAKER_01 9:23

Consistency doesn't mean much if a single medical emergency or a sudden job loss completely wipes out that quarter of a million dollars she built.

SPEAKER_00 9:31

Oh, absolutely.

SPEAKER_01 9:33

That was Michael's ultimate vulnerability, too. And this brings us to a massive blind spot in how we typically talk about wealth building, which is defense.

SPEAKER_00 9:42

It really does. In personal finance, everybody loves to talk about the offense. You know, the investing, the stock market, crypto, compound growth.

SPEAKER_01 9:48

Right, the fun stuff.

SPEAKER_00 9:49

Yeah, the fun stuff. But wealth building is completely incomplete without playing defense. You have to protect what you're building, otherwise, you're exposed to catastrophic loss.

SPEAKER_01 9:58

It's like building a fortress. Saving your money is laying the foundation. Investing your money, that's building the walls higher and thicker. But financial protection. That's the roof.

SPEAKER_00 10:09

That's a perfect analogy.

SPEAKER_01 10:10

You'd never spend years building this beautiful strong fortress with perfect walls, and then just leave it completely exposed to the elements. A single bad storm, a health crisis, an accident, a sudden loss of income would flood the whole thing and ruin everything you built.

SPEAKER_00 10:25

If you don't have the roof, you just have a very expensive vulnerability. The PJ3G Lobal Materials emphasize that this roof is made up of a few different tools. Like what? Things like emergency funds, securing income protection, and critically, life insurance.

SPEAKER_01 10:40

And the notes dive heavily into one very specific tool in this wealth toolkit, something called indexed universal life, or IUL. Here's where it gets really interesting, but we actually need to break down the mechanics here.

SPEAKER_00 10:52

Yeah, because indexed universal life sounds like intense financial jargon.

SPEAKER_01 10:56

It does. A lot of people hear life insurance and just like, okay, I pay a premium every month, and if I die, my family gets a payout. How is an IUL different from that basic concept?

SPEAKER_00 11:06

It's a great question, and it's vital to understand the how behind it. Basic life insurance, often called term life, is exactly what you described. You rent the coverage for a set period, and if you outlive it, you get nothing back.

SPEAKER_01 11:19

Right, it's just gone.

SPEAKER_00 11:20

Exactly. And IUL is a form of permanent life insurance. It provides a death benefit, yes, but it also contains a secondary bucket inside the policy called cash value.

SPEAKER_01 11:32

Hold on. So it's like a literal bucket of money inside the insurance policy itself.

SPEAKER_00 11:36

Basically, yeah. When you pay your premium, a portion goes toward the cost of the actual insurance, but the rest spills over into this cash value bucket.

SPEAKER_01 11:44

Okay, I'm with you.

SPEAKER_00 11:45

And here's where the indexed part comes in. The insurance company takes that cash value and ties its growth to a market index, like the S P 500.

SPEAKER_01 11:54

Okay, wait. If my cash value is tied to the stock market, doesn't that mean I could lose that entire bucket of money if the market crashes, like what happened in 2008?

SPEAKER_00 12:02

That is the genius of the indexed mechanism. Unlike regular investing, where your money is directly in the market and takes the full hit of a crash, an IUL establishes a floor and a cap.

SPEAKER_01 12:12

A floor and a cap. Okay, how does that work?

SPEAKER_00 12:16

The floor is typically zero percent. This means if the SP 500 drops by 20% in a year, your cash value doesn't lose a single dime.

SPEAKER_01 12:26

Wait, really? Zero loss.

SPEAKER_00 12:28

Zero. You just gain zero for that year. Your principal is protected.

SPEAKER_01 12:32

Ah, I see. But the trade-off is the cap, right?

SPEAKER_00 12:34

Exactly. If the market goes up by, say, 15%, your policy might have a cap of 10%. So you capture the gains up to that 10% limit, but in exchange for missing out on the absolute peaks, you are completely shielded from the devastating crashes.

SPEAKER_01 12:49

That's amazing.

SPEAKER_00 12:50

You get to participate in the market's upward momentum without the downside risk.

SPEAKER_01 12:54

That structural protection makes a lot of sense for playing defense. But the sources also talk about this cash value, enjoying tax-advantaged growth.

SPEAKER_00 13:02

Yes, that's huge.

SPEAKER_01 13:04

How does that actually work mechanically? Because taxes are usually the biggest drag on any compounding growth.

SPEAKER_00 13:09

They are. With a traditional investment account, if you sell stocks and make a profit, you pay capital gains tax every single year, which drains your momentum.

SPEAKER_01 13:18

Right. The tax man always gets his cut.

SPEAKER_00 13:20

Always. But inside an IUL, the cash value grows tax deferred. Even better, when you want to use that money, say to fund your retirement or pay for a kid's college, you don't technically withdraw it.

SPEAKER_01 13:33

Then what do you do?

SPEAKER_00 13:34

You take out a policy loan against your own cash value, and because it's technically a loan, it is generally tax free.

SPEAKER_01 13:42

So you're essentially acting as your own bank. You borrow against your own protected asset, tax-free, while the original money inside the policy continues to compound.

SPEAKER_00 13:51

Precisely. It's a completely different way to leverage money.

SPEAKER_01 13:54

And the sources also highlight that many IULs offer living benefits. What's that about?

SPEAKER_00 14:00

Living benefits mean if you suffer a severe chronic or terminal illness, you can actually access a portion of the death benefit while you are still alive to cover medical costs.

SPEAKER_01 14:09

Oh wow. So you don't have to drain your other investments just to survive a health crisis.

SPEAKER_00 14:13

Exactly. It's a multi-tool. It's the death benefit for your family, it's downside market protection, it's a tax-advantaged growth bucket, and it's a buffer against medical emergencies.

SPEAKER_01 14:23

It completely reframes insurance from being just an expense to being an active wealth-building asset.

SPEAKER_00 14:30

If we look at this objectively, an IUL is presented in the PJ3 global philosophy as a powerful way to put the roof on your financial house.

SPEAKER_01 14:39

It's all about that balanced strategy.

SPEAKER_00 14:41

Right. You use your 401ks and traditional investments for aggressive growth, but you use tools like an IUL to protect and preserve the progress you've made. It ensures that one bad decade in the market doesn't wipe out your legacy.

SPEAKER_01 14:55

It's about changing the mindset from just surviving the month to engineering a system that lasts for generations.

SPEAKER_00 15:01

It's a massive paradigm shift.

SPEAKER_01 15:03

But to actually get there, we need to bring this out of the theoretical and into the practical for the listener. How do you diagnose your own financial life right now?

SPEAKER_00 15:10

You need to know if you're on Michael's path or Sarah's path.

SPEAKER_01 15:13

Exactly. The sources provide five very clear warning signs that your money is not working hard enough.

SPEAKER_00 15:20

These diagnostics are an expert reality check. Let's go through them.

SPEAKER_01 15:23

Come stew it.

SPEAKER_00 15:24

Warning sign number one is that you depend entirely on one P check.

SPEAKER_01 15:27

Oh, that's a big one.

SPEAKER_00 15:28

The psychology here is vulnerability. If that single stream of active income stops, your entire financial world comes to a grinding halt.

SPEAKER_01 15:37

Right. And warning sign number two, you have little or no emergency savings. This means you have no shock absorbers.

SPEAKER_00 15:44

If the transmission blows on your car, it's a crisis.

SPEAKER_01 15:47

Or if the roof literally leaks, it becomes a high interest credit card crisis instead of just a minor inconvenience.

SPEAKER_00 15:54

Warning sign number three, your money is not invested for long-term growth. If you just have cash sitting in a checking account, you are actively losing purchasing power to inflation every single year.

SPEAKER_01 16:06

The drain in the bathtub is open.

SPEAKER_00 16:08

Yep. Wide open.

SPEAKER_01 16:09

Number four, you don't have adequate financial protection. No life insurance, no income protection. You're building the walls, but you're living in the house with no roof.

SPEAKER_00 16:17

And number five, perhaps the most telling psychological indicator.

SPEAKER_01 16:21

What is it?

SPEAKER_00 16:22

You have no written financial plan. You're winging it. You're relying on the hope that hard work alone will somehow magically organize itself into generational wealth.

SPEAKER_01 16:30

So what does this all mean? Let's say someone is listening to this on their commute right now and they're checking all five of those boxes.

SPEAKER_00 16:36

That's a tough realization.

SPEAKER_01 16:37

Very tough. They're entirely dependent on one paycheck, no emergency fund, no investments, no protection, no plan. They're probably feeling completely overwhelmed. What is the absolute first mental shift they need to make today?

SPEAKER_00 16:53

If we connect this to the bigger picture, the very first mental shift is adopting Anwuli Anim's core philosophy. Which is your paycheck should fund your future, not just your present lifestyle. You have to stop viewing your income merely as a survival mechanism to pay this month's bills and start viewing it as the seed money to buy back your future time.

SPEAKER_01 17:14

It's about extreme intentionality. And the PJ3G Lobal Action Plan gives us the literal mechanical steps to apply that intentionality.

SPEAKER_00 17:23

You don't have to become a Wall Street trader overnight to do this.

SPEAKER_01 17:26

Not at all. The action plan starts with a simple audit. You just review your monthly spending. You have to locate the leaks in your bathtub before you can plug them.

SPEAKER_00 17:33

Then you adopt the golden rule of personal finance, which is pay yourself first.

SPEAKER_01 17:37

Before everything else.

SPEAKER_00 17:39

Before the streaming services, before the dinner's out, a specific percentage of your income is automatically routed to your future self.

SPEAKER_01 17:46

You use that automated flow to build the emergency fund first. Then you learn basic investing. Like we said, you don't have to be an expert, you just have to get your money into a compounding vehicle.

SPEAKER_00 17:57

You protect your income and review your life insurance. Maybe exploring if a tool like an IUL fits your strategy.

SPEAKER_01 18:04

Right. And you write down your long-term goals. And crucially, you don't have to do it alone.

SPEAKER_00 18:10

The final step is to sit down with a financial professional who understands these systems.

SPEAKER_01 18:15

Because small, calculated decisions today create exponential freedom tomorrow, just like Sarah the teacher.

SPEAKER_00 18:21

She didn't rely on massive windfalls, she used ordinary consistency paired with the right mechanical tools over a long period of time. And that is what actually transforms a financial reality.

SPEAKER_01 18:31

It really is a powerful realization. We've covered so much vital ground today.

SPEAKER_00 18:35

We really have.

SPEAKER_01 18:36

We started by looking at why hard work and active income just aren't enough to guarantee financial security. We explored how the paycheck trap and the subtle psychology of lifestyle inflation keep us running on that treadmill, you know, processing more money, but never actually retaining wealth.

SPEAKER_00 18:52

We saw the mathematical proof in contrasting Michael's high-income lack of systems with Sarah's highly consistent, automated approach. It proved that your money must have a designated purpose.

SPEAKER_01 19:03

We also unpacked the critical need for defense in your wealth toolkit. You can't just build the walls of investment. You have to build the roof.

SPEAKER_00 19:11

And tools like an indexed universal life policy offer a really fascinating mechanism to capture market upside with a 0% floor.

SPEAKER_01 19:19

While offering tax advantage growth, living benefits, and a foundation for generational wealth.

SPEAKER_00 19:24

Wealth doesn't happen by accident. I mean it grows through intentional architecture. Financial education is the catalyst that changes lives. You just have to recognize the warning signs and take immediate practical action to plug the drain.

SPEAKER_01 19:36

If this deep dive has challenged the way you think about your daily grind, if you realize you want to stop just processing money for other people and start building a fortress that works for you, you can absolutely take that next step.

SPEAKER_00 19:49

It's all about taking action.

SPEAKER_01 19:50

You can connect with Anwillianum and the PJ3G Lobal team to start mapping out a personalized financial strategy. It's about protecting your family, capturing your growth, and putting your money on autopilot for your future.

SPEAKER_00 20:04

It's the ultimate transition from being merely an employee of your money to being the CEO of your financial destiny.

SPEAKER_01 20:11

We started this conversation by talking about that alarm clock going off, the early mornings, the long hours, and the expectation of getting ahead.

SPEAKER_00 20:18

Yeah, that daily grind.

SPEAKER_01 20:20

So as we wrap up, I want to leave you with one final provocative thought to mull over when you hear that alarm go off tomorrow morning. If you physically could not go to work tomorrow, if you just couldn't do it, how many days or weeks or years would the money you currently have continue to pay you your exact salary?

SPEAKER_00 20:39

That is the ultimate question.

SPEAKER_01 20:41

If you don't like the mathematical answer to that question, what is one single system you can start building this week to change the math?